Perhaps the tool makes a request for a credit account, but I can't say for sure until I see a screenshot.
However, if the question is about a credit account, then the following information is important.
The card you specified has never been used with a credit account before.
Have you purchased and used a credit account?
If so, you may have used it with another card.
Also, if you are sure that you performed the operation with this card, please attach some logs.